What happens when the Recovery Trust Account balance is not below 1 million?

When the Recovery Trust Account balance is not below 1 million, TREC invests the funds. This is in accordance with provisions that allow for the active management of the balance to ensure that it can grow and support the purposes for which the account was established, such as compensating aggrieved consumers who have incurred financial losses due to the actions of a licensed real estate professional. Investing the funds helps to generate additional revenue that can contribute to the overall financial stability of the account and potentially increase the amount available for future claims, reinforcing the importance of maintaining a robust recovery system for consumers in the real estate market.

The other options do not accurately reflect the purpose of the Recovery Trust Account when the balance is maintained above the specified threshold. For instance, distributing funds or returning them to the state treasury would not align with the mission of the fund, which is to serve as a safety net for consumers, and freezing account transactions would not be a constructive or beneficial action for the account's overall function.