Which of the following is NOT a function of an HOA?

Homeowners Associations (HOAs) are primarily established to maintain and enhance the quality of life within a community by enforcing certain rules, managing shared amenities, and taking care of common areas. These functions contribute to the overall upkeep and value of properties within the association's jurisdiction.

The enforcement of community rules is a significant responsibility of an HOA, as it helps to ensure that residents adhere to established standards that promote a harmonious living environment. Managing community amenities, such as swimming pools, parks, or clubhouses, is another key role, as it allows for the organization and maintenance of spaces that enhance residents' quality of life. Additionally, the maintenance of common areas is vital for preserving the aesthetic appeal and safety of the community, ensuring that spaces like walking paths and landscaping are properly cared for.

On the other hand, developing non-profit housing programs typically falls outside the scope and functions of a traditional HOA. While an HOA may focus on the management and enforcement of community standards within a specific residential area, initiating programs aimed at developing affordable housing typically involves broader community planning and is generally managed by local municipalities or dedicated housing organizations. Therefore, the involvement in developing such programs is not a typical function of an HOA.